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Having spent my entire career in aviation has been a great lesson in budgeting. It's like a roller coaster, so you learn early to plan long term. For years, my budget was based on earning $10/hr (my starting wage), even though I'd long passed earning that rate.

With COVID, we all got a lesson in the importance of having something to retire /to/. Almost 20% of my airline took an early out package. Some are in school. Some are turning hobbies into a new side hustle. Some are just spending the time with their families they never got to before. Bottom line: those that had something to pivot towards are thriving. Those that didn't aren't. A few have even tried to return to their old jobs. It's tough to watch.

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