The Easiest Way To Avoid A Retirement Crisis: Live A Semi-Retired Life

I always tell subscribers, if you don’t hear from me for more than a week, it probably means I’m dead. After this rare five-day hiatus (prior to it, I published 19 posts in 22 days of November), I’m very much alive. And ready to continue in the high gear we shifted this newsletter into more than one year ago.

Headed into 2024 with a new freelance gig at CNN that’ll help up the ante on our personal finance content, a February-long trip to Spain and France and a year full of financial and logistical planning for the move to Valencia!

Over the holiday weekend in the United States, I mostly didn’t work. However, I paid closer attention than usual to my Google News feed.

I get a ton of personal finance stories, which makes sense, given that queries about money dominate my search history. A majority of the stories I saw over the last five days were about retirement. Nearly every single one said the same thing—this or that generation isn’t on track for retirement.

And—to a story—not one realistically addressed the issue of falling short on cash to fund life in relative old age without work.

This newsletter realistically addresses the retirement crisis. It doesn’t suggest doubling down on the same strategies that got us into this predicament in the first place.