Never Retire - The Math Behind Waiting To Own A Home

Running the numbers on what might be a somewhat typical Never Retire situation

Over the last several Never Retire newsletter installments, we dug deep into the idea of not merely waiting to buy a home, but paying for a place to live outright—with cash—as you enter relative old age. At or around an age we typically classify as traditional retirement age.

• We discussed one way to do this, using my real-life plan.

• We discussed another way to do this, scaling back my real-life plan.

• We compared this backwards approach to the more traditional approach, taking distinct personalities, preferences, and aversions to risk into account.

• We summarized the previous three installments with another realistic example that might help you vision how and where you could pull it off.

• We explored further the personal financial logic behind this approach.

Continuing with our deep in the weeds, quantitative and qualitative, in the air and on the ground comprehensive approach, this installment of the Never Retire newsletter pulls in real numbers to help illustrate how this strategy can look.

As always, you can take the numbers I present and adapt them to fit your own situation.