How can they tell? It really is totally case by case. I consider ours. I’ve lived in big city ( SF) rural out-county, and suburban near a medium size city which is where I live now. For many reasons I prefer it, not the least of which is being closer to medical care now that 60+ is a reality. Mortgage done in 2031, but the payoff will be low. We could just pay it off at retirement date (around 2025) and with taxes, HOA and even an assessment allowance it’ll cost $500 per month. Can’t beat that anywhere
How can they tell? It really is totally case by case. I consider ours. I’ve lived in big city ( SF) rural out-county, and suburban near a medium size city which is where I live now. For many reasons I prefer it, not the least of which is being closer to medical care now that 60+ is a reality. Mortgage done in 2031, but the payoff will be low. We could just pay it off at retirement date (around 2025) and with taxes, HOA and even an assessment allowance it’ll cost $500 per month. Can’t beat that anywhere